Minnesota Trucking Insurance

Insurance for Minnesota Owner-Operators & Small Fleets

At Shady Oak Trucking and Transportation Insurance Agency, we specialize in helping Minnesota owner-operators and small trucking companies find the coverage they need to keep their businesses moving.

Whether you operate one truck or a growing fleet, we'll help you navigate your insurance options and shop our available trucking insurance markets based on your operation, drivers, equipment, commodities and operating radius.

Have your USDOT number? That's a great place to start.

Call 612-361-9717 | Request a Trucking Insurance Quote

Owner-Operator Truck Insurance

Your truck isn't just a vehicle—it's your business.

We help Minnesota owner-operators find insurance based on how they operate, whether they're running under their own authority or leased to another motor carrier.

Coverage may include auto liability, physical damage, motor truck cargo, non-trucking liability, trailer interchange and general liability.

One truck is enough. You don't need a large fleet to work with Shady Oak Trucking and Transportation Insurance Agency.

New Venture Trucking Insurance

Starting a new trucking company?

New ventures can sometimes be more challenging to insure because they don't yet have an established business loss history. We work with trucking insurance markets that may consider qualified new ventures.

We'll look at factors such as your driving experience, equipment, commodities, operating radius and business structure to identify available options.

If you already have a USDOT number, send it to us and we'll help you get started.

Dump Truck Insurance

We help insure Minnesota dump truck operators and small fleets involved in construction, aggregate and material hauling.

Operations may include hauling:

Sand • Gravel • Dirt • Aggregate • Building Materials • Construction Materials

Coverage may include commercial auto liability, physical damage, general liability, motor truck cargo when applicable, workers' compensation and excess liability.

Dump trucking isn't the same as traditional over-the-road trucking, and we treat it as its own specialty.

Dry Van Truck Insurance

We provide insurance options for Minnesota dry van owner-operators and small fleets hauling general freight and other eligible commodities.

Coverage may include primary auto liability, motor truck cargo, physical damage, trailer interchange, general liability and excess liability.

Whether you operate a single tractor or several power units, we'll help you find insurance options appropriate for your operation.

Flatbed Truck Insurance

Flatbed trucking comes with unique cargo and loading exposures.

We work with Minnesota flatbed operations hauling eligible freight such as:

Building Materials • Machinery • Equipment • Construction Materials • General Freight

We'll consider your cargo, equipment, operating radius, drivers and loss history when determining which trucking insurance markets may fit your business.

Coverage may include liability, physical damage, motor truck cargo, trailer interchange and general liability.

Reefer & Refrigerated Truck Insurance

Refrigerated trucking creates additional risk because you're transporting temperature-sensitive freight.

Shady Oak Trucking and Transportation Insurance Agency works with Minnesota reefer owner-operators and small fleets hauling eligible refrigerated commodities.

In addition to truck liability and physical damage, we'll help you evaluate appropriate motor truck cargo coverage and available coverage options related to refrigerated freight.

Hot Shot Truck Insurance

Hot shot trucking may use smaller equipment, but it's still a commercial trucking operation.

We help Minnesota hot shot operators insure pickups, trailers and eligible commercial hauling operations.

Your equipment, combined vehicle weight, commodities, operating radius and operating authority can all affect your insurance options.

We can also work with qualified new hot shot ventures.

Grain & Agricultural Hauling Insurance

Minnesota's agricultural economy depends on trucking.

We work with owner-operators and small fleets hauling grain and other eligible agricultural commodities.

Coverage may include commercial auto liability, physical damage, motor truck cargo, trailer coverage, general liability and excess liability.

Whether you're hauling locally from farm to elevator or operating regionally, we'll help identify insurance options that fit your operation.

Trucking Insurance Coverages

Depending on your business, we can help you explore:

Primary Auto Liability — Coverage for covered bodily injury and property damage liability arising from operation of your insured commercial vehicles.

Physical Damage — Helps protect your truck and equipment against covered collision and comprehensive losses.

Motor Truck Cargo — Helps protect freight you're responsible for transporting against covered causes of loss.

Truckers General Liability — Liability protection for certain business activities outside the direct operation of your truck.

Trailer Interchange — Physical damage coverage for qualifying non-owned trailers in your possession under a trailer interchange agreement.

Non-Trucking Liability — Coverage that may be appropriate for certain owner-operators when using their truck for non-business purposes.

Workers' Compensation — Coverage for qualifying work-related employee injuries and illnesses.

Umbrella & Excess Liability — Additional liability limits above certain underlying policies.

Why Shady Oak Trucking and Transportation Insurance Agency?

Trucking insurance is more complicated than ordinary commercial auto insurance. Your drivers, operating radius, commodities, equipment, safety record and authority can all affect which insurance companies will consider your business.

That's why we're developing a dedicated trucking insurance specialty focused on Minnesota owner-operators and small fleets.

Multiple trucking insurance markets.
Coverage for new and established trucking companies.
Personal service from a Minnesota independent insurance agency.
Focused on owner-operators and small fleets.

Let's Talk Trucking Insurance

Whether you're starting your first trucking company, adding another truck or approaching your insurance renewal, we'd like the opportunity to help.

Have your USDOT number?

Send it to us and we'll take it from there.

Shady Oak Trucking and Transportation Insurance Agency
A Shady Oak Insurance Agency Company

612-361-9717
Request a Trucking Insurance Quote

Shady Oak Insurance Agency

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Contact

chad@shadyoakinsurance.com

612-361-9717